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For decades, Princess Anne has been portrayed as frugal to the point of thriftiness. She has long been admired for re-wearing outfits, rejecting extravagance, and keeping her life grounded in practicality. Yet beneath this modest exterior lies an astonishing story of financial success and quiet influence. Beginning her public service as a working royal at just 21, Anne quickly established herself as one of the monarchy’s most dependable figures. Her relentless work ethic over the years has translated not only into national respect but also into a fortune that few expected her to amass.
A recent Channel 5 documentary, which examined royal finances in detail, revealed the royal rich list for 2025. To the surprise of many, Princess Anne ranked fifth among the ten wealthiest members of the family. That achievement is all the more remarkable when one considers that her elder brother, King Charles III, naturally sits higher due to centuries-old estates, inheritances, and the Duchy of Lancaster. Anne’s story is different. It is not a tale of inheritance, but one of steady commitment, unshakable service, and shrewd decision-making.
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The numbers speak volumes. Over the course of her career, Anne has carried out more than 11,000 official engagements, making her the hardest working royal by far. This dedication has translated into an estimated lifetime salary of £6.6 million, a figure that reflects her stamina and loyalty to duty. While Charles’s wealth has surged by more than £30 million in just the past year alone, thanks to inherited estates and assets, Anne’s fortune has been earned step by step through decades of service. The contrast could not be clearer: one royal enriched by tradition and inheritance, the other by perseverance and discipline.
Anne’s personal life has also played a role in shaping her financial standing. Her 1973 marriage to Captain Mark Phillips was one of the grandest royal weddings of the decade, costing a reported £200,000 at the time. As part of her marriage settlement, she was given Gatcombe Park, a vast 730-acre Gloucestershire estate purchased for around £750,000. Today, Gatcombe Park is valued at an incredible £6 million. More than just a home, it has become the hub of Anne’s private and professional life. It reflects her passion for horses and equestrian sports, often serving as the venue for competitions and gatherings that highlight her lifelong devotion to the field.
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But her wealth is not confined to estates and salary alone. Despite her modest approach to fashion and her refusal to chase passing luxury trends, Princess Anne owns a jewelry collection worth an estimated £5 million. Within this collection lie some of the most treasured heirlooms in the royal vaults. Among them is a pearl necklace gifted to her by Queen Elizabeth II, valued at £1 million, as well as several iconic tiaras, including the diamond festoon tiara, the aquamarine pineflower tiara, and the meander tiara once owned by her mother. Another standout piece is the City of London choker, a glittering diamond necklace originally gifted to Queen Mary, now proudly in Anne’s possession.
Yet, what truly makes Anne remarkable is not the extent of her fortune but the way she lives her life. Unlike many royals whose images are closely tied to wealth and glamour, Anne has built her reputation on balance, humility, and hard work. She recycles outfits that are decades old, rarely indulges in extravagance, and prioritizes her duties above all else. Her consistency has made her one of the monarchy’s most trusted figures—the pair of hands everyone can rely on in moments of uncertainty.
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Comparing her to her brother, King Charles, highlights the contrast in their journeys. Charles, as monarch, carries the grandeur and immense inherited wealth of the Crown. Anne, the second child and only daughter of Queen Elizabeth II and Prince Philip, has forged a legacy of grit, determination, and unshakable reliability. If Charles embodies the majesty of monarchy, Anne embodies its resilience.
Princess Anne’s fortune, impressive as it may be, tells only part of her story. Her true wealth lies in her reputation: a woman admired for her loyalty, humility, and tireless devotion to her role. She may officially be ranked fifth on the royal rich list, but in the hearts of many, she is considered invaluable—perhaps the monarchy’s most dependable cornerstone.
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Recently, she made headlines once again, demonstrating both her modernity and her accessibility. Arriving by helicopter for the reception marking the 175th anniversary of the Liverpool Chamber of Commerce, Anne landed on the field of Merchant Taylor’s School. Her team even allowed students to explore the helicopter, a gesture that left many delighted. Yet, even this event was followed by a rare hiccup. At 75 years old, the Princess Royal issued a public apology after cancelling two key engagements in Northern Ireland due to technical issues with the aircraft she was meant to fly. She had been scheduled to attend events in Holywood and South Belfast, but circumstances beyond her control forced her to bow out.
Such moments reveal her humanity—despite her wealth, her schedule, and her position, she remains deeply grounded. Princess Anne is not defined by castles or crowns but by her steadfast sense of duty. She has shown the world that true richness is not measured by luxury, but by loyalty, consistency, and service.
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